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You may have access to group disability insurance through your employer. While this is a valuable benefit, it may not be enough. You need to consider:
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- If you became disabled, what percentage of your income would be replaced?
- Would your disability benefit be taxed?
- Is your bonus and any other form of variable compensation covered?
- Are contributions to your 401(k) or profit sharing programs covered?
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At  , we understand these risks and can help you to understand them as well. We will work with your employer to create insurance programs that can be customized to help you protect your income and assets from the risk of disability. Our team of professionals can help you understand these programs.
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